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Tips from Southwest Missouri Realty: 4 Benefits of Owning a Home

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Posted By YourFriends AtSWMR @ Oct 28th 2016 8:45am In: Southwest Missouri Realty

southwest missouri realty’s 4 benefits of owning a home

Southwest Missouri Realty Tips: Benefits of Owning a Home

Buying a house is a big step and a huge responsibility. There are certainly pros and cons to home ownership, but here at Southwest Missouri Realty, we believe that the advantages far outweigh any disadvantage that you can think of. Aside from community pride and a solid foundation, here are four benefits to owning your home.

1. An Investment for the Future

So you’ve paid your monthly rent to the landlord of your apartment complex, now what? All of those payments are going into the renovations of a property, paying the salaries of company employees, and various other costs; none of that money is benefiting you or your family. In a house, the monthly payments that you make on a mortgage are going toward the ownership of the property. When you have paid off that mortgage, the house is yours to do with what you will. Whether you choose to hand it down to future generations, sell it for a profit, or hold it as an investment, those monthly payments have given you something tangible. We, at Southwest Missouri Realty, understand how important it is to be striving for something of your own in this world, and we want to help.

2. Tax Deductions

Sure, you have to pay property taxes when you buy a home, but did you know that those taxes are deductible? Unlike the hidden fees associated with a rental, the taxes paid on your house can be a big help when it comes time to file your income tax. Mortgage deductions and some other available deductions can also help you at tax time. Speak to your broker or accountant or realtor in Springfield, MO, about how owning a house could save you money.

3. Lower Monthly Fees

You have a family of five and need a three-bedroom dwelling. You want private parking, a balcony, two bathrooms, and plenty of square footage. Of course, this is completely possible, but if you’re renting, it’s going to cost you. Most times, when it comes to apartments, you will spend more on monthly rent than you would on a mortgage payment for a property of the same size or larger. You do have to factor in the cost of utilities and purchasing your own appliances, but when you do the math, you are likely to find that buying a home through Southwest Missouri Realty will save you on these monthly costs.  

4. Gain Stability Through Southwest Missouri Realty

Renting can be convenient in a pinch, but it’s never stable. Rent prices tend to rise each year, and a rental company can sell or close up shop altogether. When you buy a home with Southwest Missouri Realty, it offers you a stable place in the community. You can paint the walls, change the lawn, and even add an expansion. Being a homeowner gives you the safety and comfort of knowing that your home will always be there for you and your family.

For more information on Southwest Missouri Realty, and homes for sale in your area, contact us today!


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  • ← 3 Things to Ask Your Realtor in Springfield, MO When Selling a Home
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